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Making Home Affordable
U.S. Department Of The Treasury
Washington
March 4, 2009

Updated Detailed Program Description

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country. Millions of responsible families who make their monthly payments and fulfill their obligations have seen their property values fall, and are now unable to refinance to lower mortgage rates. Meanwhile, millions of workers have lost their jobs or had their hours cut, and are now struggling to stay current on their mortgage payments. As a result, as many as 6 million families are expected to face foreclosure in the next several years, with millions more struggling to stay current on their payments.

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Living On The Water
By: Bob & Kathi Nunn 

Bob and Kathi Nunn

If you have a love for boating or would just like to spend some time on or by the water the Jersey shore on Barnegat Bay is a great area to live. The boating life style, whether it’s for fishing, crabbing or just enjoying a day on the water, the local area of Bayville and Lacey Township provides this opportunity. The ideal boating life style is having a home on the water and your boat in the back yard!

But why this area? Barnegat Bay south of the Seaside Bridge provides some of the best water in New Jersey. This along with good sea breezes in the summer months is one of reasons you see so many sail boats along the Toms River and Barnegat Bay. The bay is protected by the barrier islands of Seaside, Island Beach State Park and ... More...



Storage-unit auctions on the rise

By William Ecenbarger
For The Inquirer

HARRISBURG - There's a bumper crop of pickups and trucks in the parking lot at Storage Depot, and their drivers are standing in front of Unit 226, smoking, sipping coffee, hunching their shoulders against the cold, and stamping their feet to stay warm. Whenever they speak, the vapor of their breaths floats from their mouths.

There are perhaps 50 people here, and they cast long shadows in the early-morning sun. Some grip flashlights. Their pockets and purses bulge with padlocks. At precisely 9 a.m., auctioneer B.J. Jennings steps in front of the unit. A breeze rustles her long, blond hair as she brings the wireless microphone to her lips.

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Investing in Real Estate
By: Nancy Gray 

Nancy T. Gray/Broker/Manager

Real Estate has become much more than just a place to call home as it has become a common investment vehicle. There are plenty of opportunities in today's Real Estate market. The downside is buying, owning and maintaining real estate as an investment is more complicated than buying or trading stock.

Real Estate rental properties: The practice of landownership is one of the oldest investments. One person buys the property, called the landlord, and another person rents, the tenant, the property. Ideally the landlord would want to charge enough rent money to cover the cost of the mortgage, real estate taxes ... More...



Think Like A Buyer to Sell Your Home
By: John Di Stefano

John Di Stefano/REALTOR-ASSOCIATE®

The name of the game to sell your home today is exposure and price positioning. You want to get all the willing and able buyers out there to see your home and more importantly, to act on it. To that end, I ask you to think a little bit differently. You need to think like buyer in order to successfully sell your home.

Today′s real estate market is very competitive. Thanks to the internet, shoppers are a savvy bunch. There is so much information just a click away. Who hasn′t gone to a new car dealer armed with the dealer invoice price ready to do battle? We need to use this easy access to information... More...



Paper Bags for Food!
By: Nancy Gray 


Nancy T. Gray/Broker/Manager

On Saturday, February 14th, Valentine′s Day, some members of our sales team devoted their time and resources to once again assist the local food bank ″Morning Star Church″ located off Grand Central Parkway in Bayville.

Fifty-nine brown paper bags were collected loaded with non-perishable foods which were delivered to the food bank by Bruce & Cheryl Needhammer, Cindy Ziccarello, Monika McCluskey and Maria Dargan. At the end of the day Monika had truly summed up the feelings of all who had been involved when she stated ″this was so rewarding and it was great to see how appreciative the volunteers at the food bank... More...


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